Three ventures built solo end to end, alongside a full-time job: engineering, design, onboarding, pricing, growth and P&L. Two fintech products on open banking with paying customers across Europe and North America, and a managed executive-support service built for the Gulf, Asia Pacific and the US. AI does the work a team would otherwise do.
EU bank sync for Actual Budget. Self-hosted, open source, and built around trust, automation, and low-friction setup. Started as a personal need; now used by developers across Europe.
Bank transactions inside Notion. Designed to route financial data into a workflow people already use, with AI-generated narratives that turn raw transactions into something readable.
Private executive support for founders and senior professionals, built for the UAE, Singapore, Australian and US markets and positioned above the commodity assistant market on security, oversight and accountability. Not a product this time, an operating model: pod-based delivery with defined ratios and team-leader oversight, retainer pricing and unit economics, service levels and escalation paths.
The entire spine was written with AI, from the security standard and contract pack to the hiring and training program, the sales playbooks, the brand and the site itself. Structured from the start to run on contractors and team leaders rather than on my time.
Build for one. Ship to many.
All three started the same way: a problem I had, no good solution, and the conviction that if I needed it, others probably did too. Two became products. The third became a service, because the problem there was never software.
I keep the stack honest — self-hosted where it matters, managed where it doesn't. Multi-arch Docker (linux/amd64 + linux/arm64) so people can run it on their own hardware. Stripe for billing. Anthropic for the parts where AI actually earns its keep. Cloudflare for the edge.
No VC. No growth team. No funnel obsession. Just paying customers, a product I use myself every day, and the freedom to keep it that way.